Heritage Public Adjusting fights for the settlement you're actually owed on residential and commercial property damage claims, so you can focus on recovery.
After property damage, don't let the burden fall on you. We help document the loss, itemize the damage, and interpret the loss, all to make you whole again.
You don't have to accept their number.
We have been on both sides of the claim process. We understand how carriers evaluate claims, document losses, and apply coverage to support their position.
We're fluent in the language, strategies, and tactics of the insurance industry, which allows us to recognize what matters, anticipate challenges, and navigate the process with confidence on your behalf.
Industry expertise. Policyholder loyalty.
We listen to what happened and provide our experienced opinion
We interpret the policy and apply appropriate coverages to your loss
We document and itemize the damage into a claim compliant with carrier standards
We handle the negotiation and push for a fair settlement
You stay informed at every stage. We keep you updated on where your claim stands and what comes next
Don't see your type of loss listed? Contact us.
We work on a contingency basis, which means our fee is based on a percentage of your settlement. Simply put, we get paid when you get paid.
Because our compensation is tied directly to the outcome of your claim, our interests are aligned with yours from the start. Our focus is helping you pursue a fair and complete settlement while managing the process on your behalf. If no settlement is reached, there is no financial risk to you.
A public adjuster is a licensed insurance professional who works for you, the policyholder, not the insurance company. We evaluate, document, and negotiate your property damage claim so you recover the full settlement your policy owes.
The insurer’s adjuster represents the insurance company and their bottom line. A public adjuster represents only you.
Heritage Public Adjusting is a multi-state firm. Licensing details by state are available on request. Reach out and we’ll confirm coverage for your location.
It depends on the loss. Some smaller claims are straightforward; others are underpaid regardless of size. Our free consultation gives you an honest answer before you commit to anything.
If no recovery is made you owe us nothing.
No, our goal is the opposite. Because we prepare your claim to the standard the carrier expects, we reduce the back-and-forth that stalls a claim. A well-documented claim moves toward resolution, not away from it.
A denial is not always the end. Let’s review the denial, the policy language, and the documentation to determine whether the loss was properly assessed. In many cases a denied or underpaid claim can be reopened and pursued.
We handle a full range of residential and commercial losses. See the full list of claims we handle.
We'll be in touch soon. If you'd like to speak with someone sooner, call 919-215-7787.
